2025 Guide: How to Check ILOE Insurance Fine in UAE | ILOE Fine Check

ILOE (Involuntary Loss of Employment) Insurance is a mandatory scheme for employees working in the UAE, including Abu Dhabi, Dubai, Sharjah, and other emirates. This insurance provides financial support for a few months in case of unexpected job loss. However, many delay subscribing to ILOE, leading to fines. This comprehensive guide explains how to check ILOE fines, subscribe to ILOE, and avoid penalties in 2025, tailored for residents in the UAE, including Malayalam-speaking communities.

What is ILOE Insurance?

ILOE Insurance (Involuntary Loss of Employment Insurance) is a compulsory program introduced by the UAE’s Ministry of Human Resources and Emiratisation (MoHRE) in 2023. It applies to all employees (both UAE nationals and expatriates) in the private and public sectors.

Benefits: Provides financial compensation (up to 60% of average basic salary, max AED 20,000/month) for up to 3 months if you lose your job unexpectedly.
Who Needs It?: All employees working in the UAE.
Mandatory?: Yes, failure to subscribe can result in a fine of up to AED 400.

What is an ILOE Fine?

An ILOE fine is imposed if you fail to subscribe to the mandatory ILOE insurance within the stipulated time or provide incorrect details during registration.

Fine Amount:
- Delayed by more than 3 months: AED 400.
Reasons for Fines:
- Not subscribing to ILOE.
- Failing to renew the premium.
- Providing incorrect Emirates ID or employment details.

How to Check ILOE Fine? | Step-by-Step Guide

Checking your ILOE fine or subscription status is quick and easy, taking just 2 minutes via the official Mohre quick pay fine system (www.iloe.ae).

Steps to Check ILOE Subscription Status & Fine:

Visit the Official Website:
- Open: https://www.iloe.ae/.
Enter Emirates ID:
- Input your Emirates ID number and mobile number.
View Status:

The result will show your ILOE status:

Subscribed: Your insurance is active.
Not Subscribed: You haven’t enrolled.

If you enter the details of yout emirates ID number, Date of birth, then you can see fine status through Mohre quick pay fine system

How to Subscribe to ILOE Insurance? | Registration Process

Subscribing to ILOE insurance is straightforward and can be done online or offline.

Online Registration:

Visit the ILOE website: www.iloe.ae.
Select “Subscribe Now”.
Enter your Emirates ID and Mobile Number
Pay the premium:
- AED 5/month (for salaries < AED 16,000).
- AED 10/month (for salaries > AED 16,000).
Complete payment and confirm registration.

Now you can only make one payment for 2 years.

Offline Registration:

Visit Al Ansari Exchange, Typing Centers, or Business Service Centers.

ILOE Insurance Premium | Cost Details

Salary	Premium
Below AED 16,000	AED 5/month
Above AED 16,000	AED 10/month

Annual Premium: AED 60 or AED 120.
Payment Options: Online (Debit/Credit Card), Al Ansari Exchange, or Typing Centers.

Benefits of ILOE Insurance

Financial Security: Compensation for up to 3 months if you lose your job.
Legal Compliance: Avoid fines by meeting UAE’s mandatory requirement.
Affordable Cost: Only AED 5–10/month.
Easy Registration: Available online or at physical centers.

⚠️ How to Avoid ILOE Fines?

Check Status Now: Use www.iloe.ae to verify your subscription.
Subscribe Promptly: Enroll in ILOE insurance without delay.
Renew Premiums: Make timely payments to avoid lapses.
Provide Accurate Details: Ensure your Emirates ID and salary information are correct.

Need Help with ILOE? | Contact Typing Center

For assistance with ILOE registration, fine clearance, or other support, contact us:

WhatsApp: 0529398343
Location: Al Shawamekh, Abu Dhabi | Unified Typing Center
Services: ILOE registration, fine payment, Emirates ID assistance.

Summary: ILOE Insurance & Fine Check

ILOE Insurance is mandatory for all employees in the UAE.
Fine Check: Easily verify your status on www.iloe.ae using your Emirates ID.
Premium: AED 5–10/month (AED 60–120/year).
Fines: AED 400 for delays over 3 months; additional penalties post-December 31, 2024.
Registration: Available online (ILOE website) or offline (Al Ansari, Typing Centers).

Check your ILOE status today, avoid fines, and stay secure!

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Note: This information is based on the latest data as of June 17, 2025. For more details, visit www.iloe.ae.